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Emergency Fund or Investing? Which Should Come First
It is important to know what to save for so that money can’t be misused. Money can be saved for various reasons, among them being saving for emergencies and saving to invest. The question is, which is more important than the other, or are they equally important? I started investing in 2021, and I barely had any emergency fund then, so I would usually suffer in several ways, which I will mention in this article. My biggest problem has always been the ambition to have investmen
Relebohile Kabelo
Sep 253 min read


What to Look for When Opening a Bank Account
Learn what to look for when opening a bank account in Lesotho, including account fees, ATM access, digital banking, transfers, customer service and more.
Relebohile Kabelo
Sep 235 min read


Understanding Risk Before You Invest
Learn what investment risk means, the different risks investors face, and how to assess risk before investing in options such as Tsetela in Lesotho.
Relebohile Kabelo
Sep 23 min read


5 Reasons to Save with Tsetela
Discover 5 reasons to save and invest with Tsetela, from building a saving habit to giving your money an opportunity to earn a return through the money market.
Relebohile Kabelo
Aug 236 min read


What Happens to Your Money After You Invest in Tsetela?
When people hear the word “market,” they usually think of a place where fruits, vegetables, clothes, or other goods are bought and sold. Rarely does anyone imagine a market where money itself is being traded. Yet, whether you know it or not, the money market plays a role in your everyday life. It influences where banks keep their excess cash, how governments raise short-term funds, and even how some investment products grow your money. If you’ve heard that Tsetela invests you
Relebohile Kabelo
Aug 74 min read


What is Tsetela? Understanding Vodacom Lesotho’s New Investment Product
Learn how Tsetela, Vodacom Lesotho's new investment product powered by STANLIB Lesotho, lets Basotho start investing from as little as M50 using M-Pesa.
Relebohile Kabelo
Jul 243 min read


Your Bank Account Is Not an Investment
Learn the difference between saving and investing, how banks and SACCOs work, and how shares, property, bonds, businesses, and retirement funds can help build long-term wealth through informed financial decisions.
Relebohile Kabelo
Jul 137 min read


The Safest Institutions to Invest Your Money in Lesotho: Is SGK Worth the Risk?
SGK Investment Scheme has attracted thousands of Basotho investors. Explore how it works, Central Bank of Lesotho's warning, investment risks, and lessons from past schemes like MMM Global.
Relebohile Kabelo
Jun 297 min read


Letshego Lesotho's New Savings and Investment Products
Letshego Lesotho, formally known as Letshego Financial Services Lesotho (LFSL), began operations in 2012 and has operated as a licensed Credit-Only Microfinance Institution. However, according to its website, "In August 2025, the company achieved a significant milestone by becoming the first and only licensed Tier 1 Deposit-Taking Microfinance Institution authorised by the Central Bank of Lesotho." This license allows clients to save, deposit, and invest with Letshego. Althou
Relebohile Kabelo
Jun 153 min read


STANLIB Lesotho Products Explained
Many Basotho know the name STANLIB Lesotho but are not familiar with the investment products it offers. If you have savings from M5,000 or more, here are the main investment options available: 1. STANLIB Lesotho Income Fund A low-risk investment fund designed to provide steady income while protecting your capital. Suitable for: Conservative investors Individuals seeking regular income People who want lower-risk investments Minimum investment: M5,000 2. STANLIB Lesotho Money M
Relebohile Kabelo
Jun 82 min read


A bank account with zero fees —Bothebelele Account
What is Bothebelele account?
Relebohile Kabelo
Oct 30, 20252 min read


How to beat FNB fees
A lot of people say that FNB Lesotho fees are high compared to other banks. But are they really high? FNB Lesotho users rarely complain...
Relebohile Kabelo
Sep 1, 20252 min read


A Better Way of Saving Money
The Big Three; FNB Lesotho, Nedbank Lesotho, and Standard Bank Lesotho, are the only banks in Lesotho besides Post Bank. They exist to...
Relebohile Kabelo
Aug 24, 20253 min read


What I Learned About Metropolitan Lesotho’s Savings Plans at the 2025 Product Summit
Metropolitan Lesotho is a financial institution widely known as an insurance company in our country. It recently held an event labeled...
Relebohile Kabelo
Apr 8, 20253 min read


What does it mean when Cental Bank of Lesotho says it sells Bonds?
Bonds are financial instruments that represent debt obligations. When you invest in a bond, you are essentially lending money to an entity,
Relebohile Kabelo
Feb 10, 20253 min read


An institution that offers saving through investing: Phuthalichaba Savings & Credit Cooperative Society
Savings and Credit Cooperative Organizations (SACCOs) exist to help people save money and access financial services such as loans. This...
Relebohile Kabelo
Feb 3, 20254 min read


What you need to know about STANLIB Lesotho
There are many companies that some Basotho are aware of, but they do not know what products these companies provide. STANLIB Lesotho is...
Relebohile Kabelo
Jan 27, 202512 min read
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